12 Months to Retire Right: The Step-by-Step Guide to Build Wealth and Retire on Your Terms

Retirement planning involves more than choosing a date to stop working. It means understanding how your money will support the life you want, what decisions need attention, and how to make the transition with confidence. In 12 Months to Retire Right, Glen James and Vince Scully break this process into a practical sequence of 12 key areas. The book guides readers from the mindset shift involved in leaving work through to the financial choices that can shape life after employment. Its topics include retirement goals, the role of the family home, investment portfolios, superannuation, mortgages, property investing, retirement income, financial risks, common planning myths, and professional financial advice. Each monthly section is designed to be approached as a manageable step. Readers can begin with the first month whenever they are ready and move at a pace that suits them, using checklists and targets to turn broad intentions into a more considered plan. A notable feature is its Australian focus. The authors discuss superannuation and the Age Pension alongside property, shares, and other financial considerations relevant to the Australian retirement system. The book also challenges the assumption that everyone needs to reach the same savings target, encouraging readers to assess their own circumstances and priorities. Written for Australians who are approaching retirement—whether the transition is a decade away or much closer—this guide may also help partners and families understand the decisions involved. It is suited to readers seeking an accessible framework for retirement preparation, rather than a one-size-fits-all financial formula.